If you have or had a business checking account with TD Bank, N.A. and you were charged APSN Overdraft Fees and/or Retry Fees between February 23, 2016, and September 30, 2022, then you may be entitled to a payment from a class action settlement.

Summary of Your Legal Rights and Options in this Settlement
Do Nothing and Receive a Check or Account Credit If you did nothing, you will receive a payment from the Settlement Fund, so long as you did not opt out of or exclude yourself from the Settlement (described in the next box).
Exclude Yourself from the Settlement The exclusion, or Opt-Out deadline, was September 14, 2024. Exclusion Requests are no longer being accepted.
Object The Objection Deadline was September 14, 2024. Objections are no longer being accepted.

These rights and options—and the deadlines to exercise them—are explained further in the Notice and on the Frequently Asked Questions (FAQs) page of this website. For complete details, please see the Settlement Agreement, which is available here.

Current Status

The Settlement Administrator has completed the award calculation for Settlement Class Members and commenced mailing award checks on March 12, 2025, to Settlement Class Members who no longer have an active account with TD Bank. Account credit awards were also issued on March 17 and 18, 2025, to TD Bank active Settlement Class Member Accounts.


Important Dates
  • September 14, 2024
    Deadline to Object to the Settlement
  • September 14, 2024
    Deadline to Opt Out of the Settlement
  • October 15, 2024, at 10:00 a.m.
    Final Approval Hearing
  • March 12, 2025
    Initial Disbursement