If you have or had a business checking account with TD Bank, N.A. and you were charged APSN Overdraft Fees and/or Retry Fees between February 23, 2016, and September 30, 2022, then you may be entitled to a payment from a class action settlement.

UPDATE: The Final Approval Hearing is scheduled for October 15, 2024 at 10:00 am.

Summary of Your Legal Rights and Options in this Settlement
Do Nothing and Receive a Check or Account Credit If you do nothing, you will receive a payment from the Settlement Fund, so long as you do not opt out of or exclude yourself from the Settlement (described in the next box).
Exclude Yourself from the Settlement You can choose to exclude yourself from the Settlement or “opt out.” This means you choose not to participate in the Settlement. You will keep any individual claims you may have against Defendant, but you will not receive a payment or other settlement benefits. If you exclude yourself from the Settlement but want to seek recovery from Defendant, you will have to file a separate lawsuit or claim.
Object You can file an objection with the Court explaining why you believe the Court should reject the Settlement. If your objection is overruled by the Court, then you will receive a payment, and you will not be able to sue Defendant for the claims asserted in this litigation.
Go to a Hearing You can ask to speak in Court about the fairness of the Settlement. You may speak at a hearing about the fairness of the Settlement if you submit an objection that complies with the requirements in FAQ 15 along with a letter saying that you intend to appear and wish to be heard that complies with the requirements in FAQ 19.

These rights and options—and the deadlines to exercise them—are explained further in the Notice and on the Frequently Asked Questions (FAQs) page of this website. For complete details, please see the Settlement Agreement, which is available here.